F. Douglas Ryan  FCAS, MAAA
Consulting Actuary
Doug.Ryan@MBAActuaries.com
(336)768-8217

Doug Ryan graduated from the University of North Carolina at Asheville in 1990 with a Bachelor of Arts in Theoretical Mathematics. Doug developed the mathematics curriculum for a joint program between Asheville City and Buncombe County school districts and Blue Ridge Mental Health Center designed for behaviorally handicapped junior high and high school students before pursuing an advanced degree. He received a Master of Science in Applied Mathematics from North Carolina State University in 1994 with concentration in Probability Theory and a minor in Statistics.

Doug began his actuarial career in 1994 with Liberty Mutual Insurance Group in Boston as an Actuarial Analyst. He worked in both the Commercial Lines Pricing and Research & Development areas, reviewing rate adequacy and preparing rate filings for all major commercial lines, designing account level profitability reports for regional contracting risks, developing Workers' Compensation deductible products for various states, streamlining and automating existing PC and mainframe software tools and participating directly with a reinsurance pooling project designed to reduce divisional need to seek external reinsurance coverage.

In 1997, Doug joined GMAC Insurance Personal Lines in Winston-Salem, North Carolina as a Senior Analyst-Personal Lines Pricing. While at GMAC, he became Supervisor-Actuarial Data Management unit, where his responsibilities included: directly supervising 2 Senior Analysts, designing and instructing training sessions for data access/analysis tools and techniques specifically geared for the Actuarial unit, participating directly in testing and selecting the corporate data mining and data access tools, overseeing the design and maintenance of new databases and existing database sources used by the pricing and reserving units, developing stop-gap data gathering techniques to circumvent data flow problems during the integration of enterprise systems after several mergers, and improving inter-departmental communication by jointly designing methodologies and procedures to efficiently automate data sources maintenance and updating. Concurrent with his responsibilities as data manager, Doug also wore the hat of Project Manager in the Product Development area where he was charged with updating, streamlining and implementing a modeling process for VIN based symbol and model year/vehicle age relativity curves based on enterprise loss experience and market analysis comparison.

In December of 2000, he joined MBA Actuaries, Inc. as a consulting actuary in their Winston-Salem, North Carolina office. Doug currently provides actuarial and risk management expertise to a variety of clients in all areas of property and casualty actuarial and insurance work, with particular focus on Workers Compensation and Commercial Lines. Current responsibilities include: loss reserve analyses and issuance of Statements of Actuarial Opinion; feasibility and retention studies for self-insurance plans/pools/captives; pro-forma financial projections and valuations for company formation, expansion and mergers/acquisitions; audit support requiring actuarial expertise or opinions; rate analyses and filings; and expert reviews of proposed government crop insurance programs. Doug is currently serving on the Casualty Actuarial Society (CAS) Committee on the Theory of Risk and on the CAS/SOA Committee on Academic Relations, and was a member of the CAS Tail Factor Working Party.