Dave Pochettino graduated from Penn State University in 1986 with a Bachelor of Science degree in Physics. He is a member of Sigma Pi Sigma, the National Physics honor society. He also received a Master of Science degree in Electrical Engineering from Drexel University in 1986. He became an Associate of the Casualty Actuarial Society and a Member of the American Academy of Actuaries in 1997.

Mr. Pochettino began his career with General Electric Aerospace in 1986 as part of GE’s Advanced Engineering Concepts Department. He performed in a variety of functions including staff physicist, computer programmer, systems engineer and orbit operations engineer. His work was recognized by the U.S. Air Force in 1987, and in 1991 he was named as GE Aerospace’s employee of the quarter.

Mr. Pochettino began his actuarial career with Prudential Reinsurance (now Everest Re) as an actuary in the valuation unit. His responsibilities included commutation analyses and quarterly reserve reviews. He also analyzed Prudential Re’s asbestos and environmental liability reserves.

In 1995 Mr. Pochettino joined CIGNA Property and Casualty as an actuary supporting CIGNA’s financial controller. He supported CIGNA’s bifurcation into ongoing and runoff operations, fielding questions from state regulators and industry rating agencies. He also revised the tax-preferred company utilization strategy and analyzed CIGNA’s expense structure relative to industry peers.

In 1996 Mr. Pochettino transferred to CIGNA’s Commercial Lines Division where he was responsible for rate adequacy and reserving for CIGNA’s small business program. He converted the program from an independent rate plan to a bureau-based rate plan. Later, he was given ratemaking and reserving responsibility for CIGNA’s commercial general liability, commercial property and commercial auto lines. He also supported underwriters directly in the pricing of large and unusual insureds.

In 1998 Mr. Pochettino became the actuary for CIGNA’s specialty commercial and professional liability lines. His duties included rate adequacy monitoring and quarterly reserve analyses for both segments. He also participated directly in producer relations, visited current and prospective producers, and assisted in product development and the crafting of producer profit sharing agreements. He was responsible for pricing large professional liability accounts.

He joined MBA as a Consulting Actuary in 1999 and provides a wide range of actuarial services to clients in the area of loss reserving, rate relativity analysis, dynamic financial analysis, financial modeling, reinsurance placement, and market assessment.